Entries by MY_8190-g

A Guide to Key Person Cover

Did you know that if you are a business owner, there is a way to protect your business in the event of the death or serious illness of an important member of your team?

Building Pension Equality

Susan O’Mara of Milestone Advisory writes; by the time you are reading this piece, the third flagship #BuildingEquality Campaign event will have taken place on International Women’s Day. The purpose of this is to recognise the women that already work in the construction industry and make them visible so that other women may consider the […]

The construction sector is ahead of the game

Many of you may already be familiar with the Sectoral Employment Order (SEO) for the construction industry, this was the first SEO announced in October 2017 and written into law by the Minister of State at the Department of Business, Enterprise and Innovation. This SEO outlined rates of pay for specified workers in the construction […]

Irish Construction Industry Awards 2018

CPAS were proud to be Gold Sponsors at the Irish Construction Industry Awards held in City West on Thursday 14th June 2018. The Irish Construction Industry Awards recognises and rewards companies who strive for excellence. As the leading provider of pension savings for the construction sector, CPAS think it is fitting that our business supports […]

The need for mandatory pensions in Ireland

If you follow this regular advice column you’ll note that there is a heavy bias towards retirement planning. As a Financial Advisor for the construction sector, I meet many members of the sector’s two big schemes, CERS and the Construction Workers Pension Scheme. My concern is that private pension coverage in Ireland is low, with […]

Are you covered?

With effect from December 2017, self -employed people in Ireland have finally became entitled to long- term sick pay. This is great news for this cohort of people, who typically have been treated unfairly in Ireland, especially when you consider that OECD figures show close to 20% of the Irish workforce are self- employed. Tradespeople […]

Avocado Toast

You may have recently heard of Grant Sabatier, a 31 year old apparently self- made millionaire – who blames avocado toast for the reason millennials can’t save money. Grant’s theory, when read properly actually makes a lot of sense, he advocates cutting back expenditure on things that aren’t necessities & banking these savings. However, the […]

Is Life cover important?

I frequently get asked this by clients and friends alike…they go on to say “I have mortgage protection anyway, sure that’s the same thing right?” Yes, and No Mortgage Protection is indeed Life Cover. It will pay off any outstanding balance on your mortgage if you die and it is designed to decrease as your […]

Are Pensions too complicated?

Well.. No.. and Yes I’ve penned a few jargon busting articles here over the last few years as I’ve assumed (yes, I know what they say about assuming) that it is only the language around Pensions that is complicated. In talking to people about pensions for more of my waking hours than is ideal, I’ve […]