Financial Guidance During a Crisis

During this Covid -19 pandemic, one thing is certain and that is that nothing is certain and stock markets do not like uncertainty. Over the last few weeks, we have witnessed the shortest sharpest shock to the stock market in history. World…

Planning for your retirement?

We mean two things when we talk about planning for retirement.  The first plan is to set up a pension scheme, either a personal pension or participation in your employer sponsored occupational pension scheme.  Then you will need to regularly…

Protect your finances - save for the future!

In October this year, the Construction Industry Federation (CIF), ran another successful Safety Week. This week each year serves as a reminder about the health and safety of everyone involved in Construction.  The message is ultimately about…

Is Life Cover Important?

Mortgage Protection Versus Life Cover I frequently get asked this by clients and friends alike…they go on to say “I have mortgage protection anyway, sure that’s the same thing right?” Yes, and No. Mortgage Protection is indeed Life…

The Benefits of reading your benefit statement

If you have a pension plan do you read and understand your annual benefit statement? It's vital to review it as this could unlock some benefits to help your finances. In Milestone Advisory, I spend the majority of my time with clients who…

Life After Career

Taking a holistic approach While the role of the financial adviser is to focus on the money, sometimes the planning phase can raise other issues a client has not previously considered. In the pre-retirement financial planning phase, it is…

Attracting and Retaining Staff

The “2018 National Skills Bulletin”, published by SOLAS, makes for interesting reading if you are running a company; you need to know what is in store for the labour market in your sector. If you are a parent with kids pondering their…

What's your financial plan for 2019?

This year, it's time for us all to think about planning for the next 20 years rather than just on the year ahead when it comes to planning for our retirement. At this time each year, I would usually write nine things to do better in 2019…

A Guide to Key Person Cover

Did you know that if you are a business owner, there is a way to protect your business in the event of the death or serious illness of an important member of your team?