Savings and investments

The Power of Financial Advice: Savings and Investments

Our mission here at Milestone Advisory, is to empower members of the construction and related industries with expert financial advice. We firmly believe that making informed decisions around personal finances is crucial for achieving long-term…

Families and Your Financial Future

For those who have started a family, it is a joyful and thrilling experience. My wife and I welcomed our first child last year and while it has been an amazing experience, a new arrival brings lots of change. I have seen first-hand how you must…

Protecting your (Financial) Health - Construction Magazine

Why financial health planning is key to a secure future In this edition of Construction Magazine, Darragh Hogan looks at the difference between income and life protection.  The CIF Construction Safety Week is an annual campaign to re-focus…

Budget 2023 - Key Points

Income Tax The standard rate income tax band for a single person for 2023 will be increased by €3,200 to €40,000, with corresponding increases for married couples, and the main tax credits by €75.     A…

Safe as Houses – But is that enough? Construction Magazine

In this edition of Construction Magazine, Darragh Hogan looks at the difference between life and mortgage protection.  A property is probably one of the largest and most personal investments you will ever make and as such, you will want…

Contingencies and Chaos: Construction Magazine

In this edition of Construction Magazine, Darragh Hogan looks at the market outlook.  “Everything is contingent, and there is also chaos” - Spalding Gray Uncertainty is part of life, however, the last two and a half years has been more…

Death, Taxes and Retirement: Construction Magazine

In this month’s Construction Magazine, Darragh looks at the impact of taxes on your retirement. As the oft-quoted phrase goes, “nothing can be said to be certain, except death and taxes” – and tax in retirement is no different.…

Protecting Your Future Self: Irish Building Magazine

In the latest edition of Irish Building Magazine, Susan reflects on our need to look after our "Future Self". As a financial adviser with over 25 years in the industry, I think about my clients’ future a lot. I work with hundreds of construction…
Darragh Hogan - Milestone Advisory

Change in a time of uncertainty: Construction Magazine

In this month’s Construction Magazine, Susan introduces Darragh Hogan. When Milestone Advisory was established in 2014 by CIF Pensions Administration Services DAC (CPAS), I also started writing this column. My goal back then was the same…
Milestone Advisory - Investment Planning

A guide to Keyperson Cover : Construction Magazine

In this month’s Construction Magazine, Susan reflects on the importance of protecting your business.  I write a lot about pensions, investment and protection for individuals. It is important to ask how you can look after your family in…

Implications of Russia’s invasion of Ukraine: Construction Magazine

In this month’s Construction Magazine, Susan reflects on the impact of the Russian invasion of Ukraine. Before discussing market implications and information for investors, I feel it necessary to share my deepest and most profound sadness…
Milestone Advisory - Protection

Investing during a time of volatility : Construction Magazine

In this month’s Construction Magazine, Susan offers some helpful tips for those investing during this period of uncertainty. At the end of last year, I highlighted the potential impact of inflation on investors in 2022. This has already…

What will we be thinking about in 2022? : Construction Magazine

In this month’s Construction Magazine, Susan looks towards 2022. For almost two years, business leaders and governments alike have had to get comfortable with the words “I don’t know”. It is a characteristic of the times we are living…

Lighten the load by protecting your future : Construction Magazine

In this month’s Construction Magazine, Susan highlights the necessity of cover in times of illness. According to the European Agency for Safety & Health at Work (EU-OSHA), 3 in every 5 workers report Musculoskeletal Disorders (MSD),…

The Time Value of Money: Construction Magazine

In this month’s Construction Magazine, Susan highlights the real value of money over 50 years. When writing a piece for the Top 50 edition of the Construction Magazine, I always try to find a way to link my piece with the number 50. My…
Dublin View - Maroon

2021 So Far: Construction Magazine

In this month's Construction Magazine, Susan considers the year to date from an investment perspective. Looking at 2021 so far, it is clear that as we continue to navigate through the effects of the Covid-19 pandemic, one thing is certain…

Lessons Learned from a Pandemic: Construction Magazine

More than 18 months after we first became aware of Covid-19, Susan O’Mara of Milestone Advisory discusses the lessons learned by financial advisers, in the latest Construction Magazine, and how you might apply them. As it happens, old wisdom…

The Trouble with Cash: CIF Guest Post

For businesses, the logic of viewing cash as a safe haven asset has been eroded over the last decade. If you are holding cash in a trading account or company account now is the time to reconsider. Susan, from Milestone Advisory discussed…

Webinar - What is in store for your money in 2021?

Since the beginning of 2020, Covid-19 challenged every aspect of our lives, from the way we live to how we work and even how we think. The full economic impact remains unknown, although it is clear some sectors have been hit very hard. Other…

Looking Backwards to Move Forwards: Construction Magazine

In this month's Construction Magazine, Susan writes about the need to reflect back on the previous year in order to plan more effectively. While much of the writing at this time of year is focused on the outlook for 2021, I think for retirement…