Looking Backwards to Move Forwards: Construction Magazine

In this month's Construction Magazine, Susan writes about the need to reflect back on the previous year in order to plan more effectively. While much of the writing at this time of year is focused on the outlook for 2021, I think for retirement…

How Safe is Your Future?

In this month's Construction Magazine, Susan applies the mission statement of Construction Safety Week 2020 to planning your future personal finances.   With this year’s Construction Safety Week wrapped up, I reflected on the mission…

The Devil is in the Detail when it comes to Protection

In this month's Construction Magazine, Susan sets out some crucial points to be considered when looking at life assurance and protection cover. I have been writing a lot about protection cover of late. This has come about due to the increase…

We can't Predict the Future, but we can Ease the Journey

In this month's Construction Magazine, Susan suggests a few steps that can be taken to protect personal finances during times of market volatility. Having been inundated with articles on “How to survive a pandemic”, I wondered was there…

Attracting Skilled Staff with Benefits

A benefits package plays a crucial part of attracting and retaining great staff. There are skills and labour shortages in the construction sector and these shortages are for both professionals, such as project managers and quantity surveyors…

Remembering Our Losses - Not the Recovery

In this month's Construction Magazine, Susan writes when it comes to your pension, you should stay the course of your investment strategy. No doubt, at this point, you have heard reference to the Great Depression of the 1930s. While there…

What is going on with the State Pension?

The State pension has had a lot of attention over the past few weeks. In this month's Construction Magazine, Susan outlines what issues should be considered when discussing it. From 2021, the age at which a person becomes entitled to collect…

Increasing the Age of Retirement in Ireland

The State Pension has been in the news a lot in the last week. With all the news circulating, it’s fair to ask what is actually happening. In this post, we look at what is going on with the State Pension. Update: Due to the Covid-19 pandemic,…

Getting yourself Pension-Savvy

In this month's Construction Magazine, Susan asks if Ireland will finally become wise about pensions in the coming decade. This year is the beginning of a new decade and a good point to take stock of the last one while looking to the future.…
Protection Services

Protecting your Finances

Protecting You, Your Family and Your Future Health and Safety is vital in the construction sector. Protecting your finances is also an important part of your future planning.  The way to protect your finances is to save for the future and…

Taking Control of your Pension Planning

It's time to take control of your pension planning. If you haven’t already started saving for retirement, it’s not too late. The current tax relief available within the pension framework was designed to allow older people save more money. As…

Tax Relief through Pensions

For most people, paying less tax is desirable. Paying less tax through tax relief schemes is possible and it's a great way to help yourself in the future. It’s that time of the year again when financial advisers and accountants are focused…

The need for mandatory pensions in Ireland

If you follow my regular advice column in Construction Magazine, you’ll note that there is a heavy bias towards retirement planning.  As a Financial Advisor for the construction sector, I meet many members of the sector’s two big schemes,…

Reviewing Your Finances in 2018 - The Doom and Gloom

I do not want to start 2018 off on a gloomy note, so I will start with the good news! With effect from December 2017, self-employed people in Ireland finally became entitled to long-term sick pay. This is great news for this cohort of people,…

Reasons to start a pension

Reasons to start a pension The dictionary defines a pension as “A fixed amount, other than wages, paid at regular intervals to a person or to the person's surviving dependents in consideration of past services” or “an allowance, annuity, or subsidy.” Can…