What impact does China have on your pension?

We’ve all heard the noises over the last few weeks of the Chinese stock market falling sharply. But China is over 5,000 miles away from Ireland, so how can events in China impact on a pension fund member here? Investment return is how. Whether…

Income Protection - Jargon Buster

Life Expectancy Increases There is a lot of the confusing terminology around Protection products. The list below should help you make sense of some of it. I’ve written about the importance of Income Protection in previous issues. The World…

The Life Cycle of your Financial Needs in Ireland

Throughout your working life, your financial needs will change and evolve. A clear understanding of the life-cycle of your financial needs will help you prioritise your goals and objectives and ensure you are steering your finances in the right…

Lessons learned since the financial crisis

Late 2007 brought the beginning of the Global Financial Crisis, considered to be on par with the Great Depression. The crisis was triggered in the US as the housing bubble burst and the combination of subprime lending and the complex financial…

The Housing Crisis, the Rental Crisis and the Pensions Time Bomb!

What is the Pensions Time Bomb I hear you ask? Excluding public sector workers, who have close to full pension coverage, the private sector figure is only approximately 37% coverage.  This means that nearly two thirds of private sector workers…

Phishing, Cybersecurity

When you hear the word 'Phishing', you might think it refers to the relaxing hobby or sport of catching a fish with a hook or worm.  You might be close if you consider that with Phishing, you are the fish and email is the hook or worm. Phishing…