In this month’s Construction Magazine, Darragh looks at the impact of taxes on your retirement. As the oft-quoted phrase goes, “nothing can be said to be certain, except death and taxes” – and tax in retirement is no different. There is good news, however and with careful planning, you can reduce your tax burden in […]
In the latest edition of Irish Building Magazine, Susan reflects on our need to look after our “Future Self”. As a financial adviser with over 25 years in the industry, I think about my clients’ future a lot. I work with hundreds of construction professionals, who are busy future proofing their businesses with little time […]
In this month’s Construction Magazine, Susan introduces Darragh Hogan. When Milestone Advisory was established in 2014 by CIF Pensions Administration Services DAC (CPAS), I also started writing this column. My goal back then was the same as it is now – to provide valuable financial information to the readers of Construction Magazine. Over the years, […]
In this month’s Construction Magazine, Susan reflects on the importance of protecting your business. I write a lot about pensions, investment and protection for individuals. It is important to ask how you can look after your family in the event of sudden death. How you can protect your income if you are unable to work […]
In this month’s Construction Magazine, Susan reflects on the impact of the Russian invasion of Ukraine. Before discussing market implications and information for investors, I feel it necessary to share my deepest and most profound sadness for the people of Ukraine and indeed, for people in all conflict zones across the globe. The philosopher AC […]
In this month’s Construction Magazine, Susan offers some helpful tips for those investing during this period of uncertainty. At the end of last year, I highlighted the potential impact of inflation on investors in 2022. This has already come to bear on markets and it’s only February. I was asked today by an individual if […]
In this month’s Construction Magazine, Susan looks towards 2022. For almost two years, business leaders and governments alike have had to get comfortable with the words “I don’t know”. It is a characteristic of the times we are living in. However, even without the aid of a crystal ball, we know there are some topics […]
In this month’s Construction Magazine, Susan highlights the necessity of cover in times of illness. According to the European Agency for Safety & Health at Work (EU-OSHA), 3 in every 5 workers report Musculoskeletal Disorders (MSD), or complaints in the back, upper limbs and/or lower limbs to you and I. This year, the theme of […]
In this month’s Construction Magazine, Susan highlights the real value of money over 50 years. When writing a piece for the Top 50 edition of the Construction Magazine, I always try to find a way to link my piece with the number 50. My colleagues in the Construction Executive Savings Scheme (CERS), celebrate the scheme’s […]
In this month’s Construction Magazine, Susan considers the year to date from an investment perspective. Looking at 2021 so far, it is clear that as we continue to navigate through the effects of the Covid-19 pandemic, one thing is certain and that is that nothing is certain. We had started to turn the corner on […]
More than 18 months after we first became aware of Covid-19, Susan O’Mara of Milestone Advisory discusses the lessons learned by financial advisers, in the latest Construction Magazine, and how you might apply them. As it happens, old wisdom remains true and those taking the long term approach will reap the rewards. It seems like […]
For businesses, the logic of viewing cash as a safe haven asset has been eroded over the last decade. If you are holding cash in a trading account or company account now is the time to reconsider. Susan, from Milestone Advisory discussed the issues with holding cash on the CIF website. To read the full […]
Since the beginning of 2020, Covid-19 challenged every aspect of our lives, from the way we live to how we work and even how we think. The full economic impact remains unknown, although it is clear some sectors have been hit very hard. Other parts of the economy, however have not only grown, but broken […]
In this month’s Construction Magazine, Susan writes about the need to reflect back on the previous year in order to plan more effectively. While much of the writing at this time of year is focused on the outlook for 2021, I think for retirement savers and investors, it is useful to look back at the […]
In this month’s Construction Magazine, Susan applies the mission statement of Construction Safety Week 2020 to planning your future personal finances. With this year’s Construction Safety Week wrapped up, I reflected on the mission statement and considered how it could apply to personal finance. I have applied some of the logic to the key […]
In this month’s Construction Magazine, Susan sets out some crucial points to be considered when looking at life assurance and protection cover. I have been writing a lot about protection cover of late. This has come about due to the increase in demand from my own clients and a worldwide trend since the beginning of […]
In this month’s Construction Magazine, Susan suggests a few steps that can be taken to protect personal finances during times of market volatility. Having been inundated with articles on “How to survive a pandemic”, I wondered was there any such tips for surviving a likely recession. There were a few posts, but not as many […]
A benefits package plays a crucial part of attracting and retaining great staff. There are skills and labour shortages in the construction sector and these shortages are for both professionals, such as project managers and quantity surveyors and for tradespeople and general operatives. Attract and Retain Considering these shortages, it becomes all the more critical […]
This month, we posted an article on the CIF website outlining the lessons learned from previous financial uncertainties. You can read the full article on the CIF website here.
In this month’s Construction Magazine, Susan writes when it comes to your pension, you should stay the course of your investment strategy. No doubt, at this point, you have heard reference to the Great Depression of the 1930s. While there are technical similarities, we live in a very different world with very different economic and […]
